Phyllis' LA Real Estate Blog
Musings of a Los Angeles Realtor, her clients, transaction snags, their fixes, and the Los Angeles real estate market.
Los Angeles Real Estate Blog: Category Archive for Lenders

How much are the bankers really losing? Slicing and dicing the July’s La Canada sales numbers

Posted by Phyllis Harb at 8/12/2010 1:47 AM | Add Comment

Who are Fannie Mae and Freddie Mac?

Posted by Phyllis Harb at 6/17/2010 2:07 AM | Add Comment

Another mortgage recipe for failure?

Posted by Phyllis Harb at 4/23/2010 4:51 AM | Add Comment

Mortgage Broker's find the perfect fit

Posted by Floyd Walters at 3/9/2010 4:16 AM | View Comments (2) | Add Comment

B of A former CEO sued for fraud

Posted by Phyllis Harb at 2/16/2010 1:27 AM | Add Comment

The IndyMac Slap in the face

Posted by Phyllis Harb at 2/11/2010 7:27 AM | View Comments (4) | Add Comment

A $200,000 lending mishap

Posted by Phyllis Harb at 1/20/2010 5:36 AM | Add Comment

2010 Real Estate Predictions

Posted by Phyllis Harb at 1/11/2010 5:16 AM | Add Comment

Los Angeles Mortgage Facts

Posted by Phyllis Harb at 10/6/2009 2:28 AM | Add Comment

Top Real Estate Stories

Posted by Phyllis Harb at 8/25/2009 5:46 AM | Add Comment

Los Angeles Suburbs Real Estate Update

Posted by Phyllis Harb at 8/12/2009 6:42 AM | Add Comment

Floyd Walter's Los Angeles Mortgage Facts

Posted by Phyllis Harb at 8/10/2009 6:07 AM | Add Comment

Take this loan and shove it

Posted by Phyllis Harb at 7/24/2009 2:25 AM | Add Comment

Real Estate Lending Update

Posted by Phyllis Harb at 7/21/2009 5:24 AM | Add Comment

HERA, more real estate blah, blah, blah

Posted by Phyllis Harb at 7/20/2009 7:06 AM | Add Comment

More Stringent Lending Requirements and options for Los Angeles home buyers

Posted by Phyllis Harb at 7/14/2009 5:41 AM | Add Comment

Have laptop will travel

Posted by Phyllis Harb at 7/13/2009 5:18 AM | Add Comment

Should there be a bailout for underwater homeowners?

Posted by Phyllis Harb at 7/1/2009 6:43 AM | Add Comment

The Nature of the Sub Prime Crisis was NOT caused by appraisals

Posted by Phyllis Harb at 6/11/2009 6:15 AM | Add Comment

Los Angeles Home Buyers - do you have the secret weapon?

Posted by Phyllis Harb at 5/9/2009 5:49 AM | View Comments (1) | Add Comment

Trouble on the horizon for homeowners hoping to refinance

Posted by Phyllis Harb at 4/28/2009 6:17 AM | Add Comment

Learn why FHA financing might be the mortgage solution for those with low down payments

Posted by Phyllis Harb at 4/23/2009 5:48 AM | Add Comment

Los Angeles Home Buyers Looking for a Deal?

Posted by Phyllis Harb at 4/14/2009 5:35 AM | Add Comment

Refinance Fever: Questions to ask your lender

Posted by Phyllis Harb at 3/28/2009 2:16 AM | View Comments (1) | Add Comment

The nature of the subprime crisis

Posted by Phyllis Harb at 3/9/2009 7:00 AM | Add Comment

Mortgage Lenders, Back to Basics

Posted by Phyllis Harb at 2/28/2009 8:05 AM | Add Comment

The finger pointing continues

Posted by Phyllis Harb at 2/21/2009 4:31 AM | Add Comment

What is an annual percentage rate?

Posted by Phyllis Harb at 2/14/2009 10:40 AM | Add Comment

The finger pointing continues...

Posted by Phyllis Harb at 1/31/2009 8:13 AM | Add Comment | Trackbacks

The subprime crisis continues

Posted by Phyllis Harb at 1/23/2009 5:04 AM | Add Comment

Making his list and checking it twice

Posted by Phyllis Harb at 11/17/2008 4:54 AM | View Comments (2) | Add Comment

Freddie & Fannie Los Angeles County conforming loan limits set to decrease

Posted by Phyllis Harb at 10/18/2008 2:51 AM | Add Comment | Trackbacks

Help for troubled California homeowners

Posted by Phyllis Harb at 10/10/2008 3:45 AM | Add Comment | Trackbacks

More on today's interest rate decrease

Posted by Phyllis Harb at 10/8/2008 9:45 AM | Add Comment

Will the Fed interest rate cut impact your home loan?

Posted by Phyllis Harb at 10/8/2008 8:01 AM | Add Comment

Emergency Economic Stabilization Act aka Bail Out

Posted by Phyllis Harb at 10/4/2008 9:26 AM | Add Comment

Mortgage Banking then and now

Posted by Phyllis Harb at 9/30/2008 8:39 AM | View Comments (2) | Add Comment

Bush Bail Out Rejected

Posted by Phyllis Harb at 9/29/2008 4:56 PM | Add Comment

Bush Bail Out - Round Two

Posted by Phyllis Harb at 9/26/2008 7:12 AM | View Comments (2) | Add Comment

Loans: Friends of Angelo

Posted by Phyllis Harb at 9/26/2008 4:18 AM | Add Comment

A Tale of two chimneys, the home inspection process

Posted by Phyllis Harb at 9/25/2008 7:12 AM | Add Comment | Trackbacks

Bush's latest bail out - 700 billion dollars

Posted by Phyllis Harb at 9/21/2008 4:08 PM | View Comments (2) | Add Comment | Trackbacks

Mortgage Meltdown extends

Posted by Phyllis Harb at 9/19/2008 10:11 AM | Add Comment

Home Loan Shopping - what questions should you ask the lender before you sign on the dotted line?

Posted by Phyllis Harb at 9/18/2008 4:50 AM | Add Comment

More Bailouts

Posted by Phyllis Harb at 9/17/2008 10:48 AM | Add Comment

Mortgage Meltdown

Posted by Phyllis Harb at 9/16/2008 4:30 AM | Add Comment

Freddie Mac and Fannie Mae seized - good night or see you in the morning?

Posted by Phyllis Harb at 9/8/2008 8:10 AM | View Comments (3) | Add Comment

FHA Rescue - Housing Rescue Bill

Posted by Phyllis Harb at 8/18/2008 8:49 AM | View Comments (6) | Add Comment | Trackbacks

This little piggy went to the stock market

Posted by Phyllis Harb at 7/27/2008 7:44 AM | Add Comment

Nearly 1 in 10 Countrywide loans 30 or more days past due

Posted by Phyllis Harb at 7/18/2008 1:39 PM | Add Comment

Mighty Casey Has Struck Out - Indy Mac Down for the count

Posted by Phyllis Harb at 7/12/2008 8:06 AM | Add Comment

Failed Lenders can have disastrous implications for savers

Posted by Phyllis Harb at 7/8/2008 1:49 PM | Add Comment

More job losses in Los Angeles' Mortgage Banking Sector

Posted by Phyllis Harb at 7/7/2008 2:18 PM | Add Comment | Trackbacks

The evolution of the Los Angeles mortgage banking industry, Part I

Posted by Phyllis Harb at 5/23/2008 2:47 AM | Add Comment

World Savings spin “deferred interest” not negative am (amortization)

Posted by Phyllis Harb at 5/22/2008 4:17 AM | Add Comment

I can't return calls because my telephone is broken

Posted by Phyllis Harb at 5/19/2008 9:19 PM | Add Comment

Good news for Los Angeles home buyers and sellers

Posted by Phyllis Harb at 5/16/2008 5:46 AM | Add Comment

Why Bush should veto the Frank Bill

Posted by Phyllis Harb at 5/8/2008 7:31 AM | Add Comment

Government bailout for real estate lenders

Posted by Phyllis Harb at 5/6/2008 2:15 PM | Add Comment

Lenders develop new "get tough" policy

Posted by Phyllis Harb at 4/22/2008 9:29 AM | Add Comment

Mortgage Fraud

Posted by Phyllis Harb at 4/5/2008 5:24 AM | View Comments (1) | Add Comment | Trackbacks

Fed cuts rate .75% - but where is the mortgage rate decrease?

Posted by Phyllis Harb at 3/19/2008 9:10 AM | View Comments (1) | Add Comment

Mortgage Walkers

Posted by Phyllis Harb at 3/18/2008 8:42 AM | View Comments (10) | Add Comment

New Qualifying Guidelines for Increased Conforming Loan Limits

Posted by Phyllis Harb at 3/12/2008 10:52 AM | Add Comment | Trackbacks

Comparison shop that interest rate

Posted by Phyllis Harb at 3/10/2008 2:47 PM | View Comments (5) | Add Comment

FHA publishes the new increased loan limits for Los Angeles County

Posted by Phyllis Harb at 3/6/2008 11:20 AM | Add Comment | Trackbacks

The finger pointing continues

Posted by Phyllis Harb at 2/15/2008 9:34 AM | Add Comment | Trackbacks

Mortgage Walker

Posted by Phyllis Harb at 2/9/2008 4:08 PM | View Comments (9) | Add Comment | Trackbacks

California's Conforming loan limits closer to increase

Posted by Phyllis Harb at 2/8/2008 9:36 AM | Add Comment

The finger pointing continues

Posted by Phyllis Harb at 2/3/2008 12:37 PM | Add Comment

Lenders pulling back on HELOCs (2nd's)

Posted by Phyllis Harb at 2/1/2008 9:31 AM | Add Comment

Good News for Interest Rates

Posted by Phyllis Harb at 1/25/2008 5:50 PM | Add Comment

Help! I owe more than my home is worth

Posted by Phyllis Harb at 1/23/2008 2:30 PM | Add Comment

Great News: Fed Makes Deepest Rate Cut since 1984

Posted by Phyllis Harb at 1/22/2008 12:52 PM | Add Comment

The finger pointing continues

Posted by Phyllis Harb at 1/18/2008 3:29 PM | View Comments (1) | Add Comment

Real Estate News

Posted by Phyllis Harb at 1/12/2008 7:40 AM | Add Comment

Mortgage Meltdown

Posted by Phyllis Harb at 1/2/2008 7:05 AM | Add Comment | Trackbacks

Loan Fraud, Lender Underwriting Guidelines

Posted by Phyllis Harb at 12/27/2007 2:45 PM | Add Comment | Trackbacks

More On Bush’s Bail out proposal

Posted by Phyllis Harb at 12/8/2007 11:49 AM | Add Comment

Mortgage Bail Out Proposal to Aid Sub Prime Crisis

Posted by Phyllis Harb at 12/6/2007 6:30 PM | Add Comment

Real Estate News

Posted by Phyllis Harb at 12/1/2007 9:41 AM | Add Comment

Loan Work Outs

Posted by Phyllis Harb at 11/21/2007 8:45 AM | Add Comment

The housing market has slowed

Posted by Phyllis Harb at 11/16/2007 7:09 AM | Add Comment

Mortgage Default - Whose fault is it?

Posted by Phyllis Harb at 11/1/2007 6:55 PM | Add Comment | Trackbacks

Help! I owe more than my home is worth

Posted by Phyllis Harb at 10/31/2007 9:30 AM | Add Comment

Understanding the Value of Your Home - The Difference between a Realtor's assessment and an appraisal

Posted by Phyllis Harb at 10/30/2007 12:31 PM | Add Comment | Trackbacks

Real Estate News

Posted by Phyllis Harb at 10/2/2007 4:46 AM | Add Comment

Home Seller’s – The life of a shaky escrow

Posted by Phyllis Harb at 9/26/2007 6:38 AM | Add Comment | Trackbacks

Benefits of the Option Adjustable Rate Mortgage

Posted by Phyllis Harb at 9/25/2007 9:42 AM | View Comments (1) | Add Comment

Las Vegas Condos & Foreclosure Stats

Posted by Phyllis Harb at 9/25/2007 8:55 AM | Add Comment

And the subprime crisis continues...

Posted by Russell Cerpa at 9/21/2007 11:29 AM | Add Comment

Housing & mortgage news

Posted by Phyllis Harb at 9/19/2007 8:35 AM | View Comments (1) | Add Comment

So what really happens the week prior to escrow closing?

Posted by Phyllis Harb at 9/18/2007 6:49 PM | Add Comment

Fed Lowers Rate

Posted by Phyllis Harb at 9/18/2007 3:03 PM | Add Comment

The Glass is Half Full

Posted by Phyllis Harb at 9/17/2007 6:17 AM | Add Comment

More Mortgage News

Posted by Phyllis Harb at 9/14/2007 9:42 AM | Add Comment

Beware of Lender Fraud

Posted by Phyllis Harb at 9/9/2007 6:03 PM | Add Comment

Rate Cut Speculation dominates market

Posted by Phyllis Harb at 9/5/2007 3:12 PM | Add Comment

Good news on the housing front!

Posted by Phyllis Harb at 8/31/2007 4:12 PM | Add Comment

Obama - Banks should be penalized for predatory lending

Posted by Phyllis Harb at 8/29/2007 3:31 PM | Add Comment
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