Phyllis' LA Real Estate Blog
Musings of a Los Angeles Realtor, her clients, transaction snags, their fixes, and the Los Angeles real estate market.
Los Angeles Real Estate Blog: Category Archive for Lenders

Should there be a bailout for underwater homeowners?

Posted by Phyllis Harb at 7/1/2009 5:43 AM | Add Comment

The Nature of the Sub Prime Crisis was NOT caused by appraisals

Posted by Phyllis Harb at 6/11/2009 5:15 AM | Add Comment

Los Angeles Home Buyers - do you have the secret weapon?

Posted by Phyllis Harb at 5/9/2009 4:49 AM | View Comments (1) | Add Comment

Trouble on the horizon for homeowners hoping to refinance

Posted by Phyllis Harb at 4/28/2009 5:17 AM | Add Comment

Learn why FHA financing might be the mortgage solution for those with low down payments

Posted by Phyllis Harb at 4/23/2009 4:48 AM | Add Comment

Los Angeles Home Buyers Looking for a Deal?

Posted by Phyllis Harb at 4/14/2009 4:35 AM | Add Comment

Refinance Fever: Questions to ask your lender

Posted by Phyllis Harb at 3/28/2009 1:16 AM | Add Comment

The nature of the subprime crisis

Posted by Phyllis Harb at 3/9/2009 6:00 AM | Add Comment

Mortgage Lenders, Back to Basics

Posted by Phyllis Harb at 2/28/2009 7:05 AM | Add Comment

The finger pointing continues

Posted by Phyllis Harb at 2/21/2009 3:31 AM | Add Comment

What is an annual percentage rate?

Posted by Phyllis Harb at 2/14/2009 9:40 AM | Add Comment

The finger pointing continues...

Posted by Phyllis Harb at 1/31/2009 7:13 AM | Add Comment | Trackbacks

The subprime crisis continues

Posted by Phyllis Harb at 1/23/2009 4:04 AM | Add Comment

Making his list and checking it twice

Posted by Phyllis Harb at 11/17/2008 3:54 AM | View Comments (2) | Add Comment

Freddie & Fannie Los Angeles County conforming loan limits set to decrease

Posted by Phyllis Harb at 10/18/2008 1:51 AM | Add Comment | Trackbacks

Help for troubled California homeowners

Posted by Phyllis Harb at 10/10/2008 2:45 AM | Add Comment | Trackbacks

More on today's interest rate decrease

Posted by Phyllis Harb at 10/8/2008 8:45 AM | Add Comment

Will the Fed interest rate cut impact your home loan?

Posted by Phyllis Harb at 10/8/2008 7:01 AM | Add Comment

Emergency Economic Stabilization Act aka Bail Out

Posted by Phyllis Harb at 10/4/2008 8:26 AM | Add Comment

Mortgage Banking then and now

Posted by Phyllis Harb at 9/30/2008 7:39 AM | View Comments (2) | Add Comment

Bush Bail Out Rejected

Posted by Phyllis Harb at 9/29/2008 3:56 PM | Add Comment

Bush Bail Out - Round Two

Posted by Phyllis Harb at 9/26/2008 6:12 AM | View Comments (2) | Add Comment

Loans: Friends of Angelo

Posted by Phyllis Harb at 9/26/2008 3:18 AM | Add Comment

A Tale of two chimneys, the home inspection process

Posted by Phyllis Harb at 9/25/2008 6:12 AM | Add Comment | Trackbacks

Bush's latest bail out - 700 billion dollars

Posted by Phyllis Harb at 9/21/2008 3:08 PM | View Comments (2) | Add Comment | Trackbacks

Mortgage Meltdown extends

Posted by Phyllis Harb at 9/19/2008 9:11 AM | Add Comment

Home Loan Shopping - what questions should you ask the lender before you sign on the dotted line?

Posted by Phyllis Harb at 9/18/2008 3:50 AM | Add Comment

More Bailouts

Posted by Phyllis Harb at 9/17/2008 9:48 AM | Add Comment

Mortgage Meltdown

Posted by Phyllis Harb at 9/16/2008 3:30 AM | Add Comment

Freddie Mac and Fannie Mae seized - good night or see you in the morning?

Posted by Phyllis Harb at 9/8/2008 7:10 AM | View Comments (3) | Add Comment

FHA Rescue - Housing Rescue Bill

Posted by Phyllis Harb at 8/18/2008 7:49 AM | View Comments (6) | Add Comment | Trackbacks

This little piggy went to the stock market

Posted by Phyllis Harb at 7/27/2008 6:44 AM | Add Comment

Nearly 1 in 10 Countrywide loans 30 or more days past due

Posted by Phyllis Harb at 7/18/2008 12:39 PM | Add Comment

Mighty Casey Has Struck Out - Indy Mac Down for the count

Posted by Phyllis Harb at 7/12/2008 7:06 AM | Add Comment

Failed Lenders can have disastrous implications for savers

Posted by Phyllis Harb at 7/8/2008 12:49 PM | Add Comment

More job losses in Los Angeles' Mortgage Banking Sector

Posted by Phyllis Harb at 7/7/2008 1:18 PM | Add Comment | Trackbacks

The evolution of the Los Angeles mortgage banking industry, Part I

Posted by Phyllis Harb at 5/23/2008 1:47 AM | Add Comment

World Savings spin “deferred interest” not negative am (amortization)

Posted by Phyllis Harb at 5/22/2008 3:17 AM | Add Comment

I can't return calls because my telephone is broken

Posted by Phyllis Harb at 5/19/2008 8:19 PM | Add Comment

Good news for Los Angeles home buyers and sellers

Posted by Phyllis Harb at 5/16/2008 4:46 AM | Add Comment

Why Bush should veto the Frank Bill

Posted by Phyllis Harb at 5/8/2008 6:31 AM | Add Comment

Government bailout for real estate lenders

Posted by Phyllis Harb at 5/6/2008 1:15 PM | Add Comment

Lenders develop new "get tough" policy

Posted by Phyllis Harb at 4/22/2008 8:29 AM | Add Comment

Mortgage Fraud

Posted by Phyllis Harb at 4/5/2008 4:24 AM | View Comments (1) | Add Comment | Trackbacks

Fed cuts rate .75% - but where is the mortgage rate decrease?

Posted by Phyllis Harb at 3/19/2008 8:10 AM | View Comments (1) | Add Comment

Mortgage Walkers

Posted by Phyllis Harb at 3/18/2008 7:42 AM | View Comments (10) | Add Comment

New Qualifying Guidelines for Increased Conforming Loan Limits

Posted by Phyllis Harb at 3/12/2008 9:52 AM | Add Comment | Trackbacks

Comparison shop that interest rate

Posted by Phyllis Harb at 3/10/2008 1:47 PM | View Comments (5) | Add Comment

FHA publishes the new increased loan limits for Los Angeles County

Posted by Phyllis Harb at 3/6/2008 10:20 AM | Add Comment | Trackbacks

The finger pointing continues

Posted by Phyllis Harb at 2/15/2008 8:34 AM | Add Comment | Trackbacks

Mortgage Walker

Posted by Phyllis Harb at 2/9/2008 3:08 PM | View Comments (7) | Add Comment | Trackbacks

California's Conforming loan limits closer to increase

Posted by Phyllis Harb at 2/8/2008 8:36 AM | Add Comment

The finger pointing continues

Posted by Phyllis Harb at 2/3/2008 11:37 AM | Add Comment

Lenders pulling back on HELOCs (2nd's)

Posted by Phyllis Harb at 2/1/2008 8:31 AM | Add Comment

Good News for Interest Rates

Posted by Phyllis Harb at 1/25/2008 4:50 PM | Add Comment

Help! I owe more than my home is worth

Posted by Phyllis Harb at 1/23/2008 1:30 PM | Add Comment

Great News: Fed Makes Deepest Rate Cut since 1984

Posted by Phyllis Harb at 1/22/2008 11:52 AM | Add Comment

The finger pointing continues

Posted by Phyllis Harb at 1/18/2008 2:29 PM | View Comments (1) | Add Comment

Real Estate News

Posted by Phyllis Harb at 1/12/2008 6:40 AM | Add Comment

Mortgage Meltdown

Posted by Phyllis Harb at 1/2/2008 6:05 AM | Add Comment | Trackbacks

Loan Fraud, Lender Underwriting Guidelines

Posted by Phyllis Harb at 12/27/2007 1:45 PM | Add Comment | Trackbacks

More On Bush’s Bail out proposal

Posted by Phyllis Harb at 12/8/2007 10:49 AM | Add Comment

Mortgage Bail Out Proposal to Aid Sub Prime Crisis

Posted by Phyllis Harb at 12/6/2007 5:30 PM | Add Comment

Real Estate News

Posted by Phyllis Harb at 12/1/2007 8:41 AM | Add Comment

Loan Work Outs

Posted by Phyllis Harb at 11/21/2007 7:45 AM | Add Comment

The housing market has slowed

Posted by Phyllis Harb at 11/16/2007 6:09 AM | Add Comment

Mortgage Default - Whose fault is it?

Posted by Phyllis Harb at 11/1/2007 5:55 PM | Add Comment | Trackbacks

Help! I owe more than my home is worth

Posted by Phyllis Harb at 10/31/2007 8:30 AM | Add Comment

Understanding the Value of Your Home - The Difference between a Realtor's assessment and an appraisal

Posted by Phyllis Harb at 10/30/2007 11:31 AM | Add Comment | Trackbacks

Real Estate News

Posted by Phyllis Harb at 10/2/2007 3:46 AM | Add Comment

Home Seller’s – The life of a shaky escrow

Posted by Phyllis Harb at 9/26/2007 5:38 AM | Add Comment | Trackbacks

Benefits of the Option Adjustable Rate Mortgage

Posted by Phyllis Harb at 9/25/2007 8:42 AM | View Comments (1) | Add Comment

Las Vegas Condos & Foreclosure Stats

Posted by Phyllis Harb at 9/25/2007 7:55 AM | Add Comment

And the subprime crisis continues...

Posted by Russell Cerpa at 9/21/2007 10:29 AM | Add Comment

Housing & mortgage news

Posted by Phyllis Harb at 9/19/2007 7:35 AM | View Comments (1) | Add Comment

So what really happens the week prior to escrow closing?

Posted by Phyllis Harb at 9/18/2007 5:49 PM | Add Comment

Fed Lowers Rate

Posted by Phyllis Harb at 9/18/2007 2:03 PM | Add Comment

The Glass is Half Full

Posted by Phyllis Harb at 9/17/2007 5:17 AM | Add Comment

More Mortgage News

Posted by Phyllis Harb at 9/14/2007 8:42 AM | Add Comment

Beware of Lender Fraud

Posted by Phyllis Harb at 9/9/2007 5:03 PM | Add Comment

Rate Cut Speculation dominates market

Posted by Phyllis Harb at 9/5/2007 2:12 PM | Add Comment

Good news on the housing front!

Posted by Phyllis Harb at 8/31/2007 3:12 PM | Add Comment

Obama - Banks should be penalized for predatory lending

Posted by Phyllis Harb at 8/29/2007 2:31 PM | Add Comment

Is a 30 year fixed loan the way to go?

Posted by Phyllis Harb at 8/27/2007 12:27 PM | Add Comment | Trackbacks

Recent Top Headlines

Posted by Phyllis Harb at 8/24/2007 2:24 PM | Add Comment

Understanding your loan options

Posted by Phyllis Harb at 8/22/2007 2:25 PM | View Comments (1) | Add Comment

Mortgage Woes!

Posted by Phyllis Harb at 8/21/2007 9:32 AM | Add Comment
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