I did all of my Christmas shopping online.  Not so great for our local economy but I didn’t set foot into a retail outlet in December.   I love designer items: cashmere, luxury handbags, fine linens, but I can’t afford what I covet.  These are my favorite online sources:

http://www.ruelala.com/invite/pharb

www.ideeli.com/invite/phyllis1

http://www.giltgroupe.com/invite/phyllis55

http://www.hautelook.com/invite/72003

http://www.beyondtherack.com/member/invite/B60C096

http://magnums.net

http://designersimports.com

And as far as the day after Christmas shopping, online is easy and savings are phenomenal at the better department stores such as Saks and Neimans.  Happy shopping! 



A word of caution: if you are house hunting, go easy on the credit cards, high credit card balances can adversely impact your FICO scores.