When you have a real estate question,  you ask your Realtor, but when the real estate question involves legalities, you need to consult with your attorney. 

I am hearing rumblings from friends and clients who are in trouble that it may be possible to have your second trust deed discharged in bankruptcy IF it was not purchase money but an equity line.  For some homeowners, this could be the difference between keeping or losing their home.

I have a list of attorneys including bankruptcy attorneys on my website @ HarbsList.com