Hey Baby what's your sign FICO?

It's not only lenders that are experiencing credit issues; your credit score might seriously be impacting your love life! Having trouble meeting someone or hanging on to that special someone?  The issue may be your FICO.  Most, want to ultimately join in on the all American dream of home ownership, and poor FICO's can be a roadblock to home ownership.

According to Wikipedia:  The FICO score is calculated statistically, with information from a consumer's credit files. The FICO score is primarily used in credit decisions made by banks and other providers of secured and unsecured credit. Banks and other institutions using such scores as a factor in their lending decisions may deny credit, charge higher interest rates, demand more collateral, or require extensive income and asset verification if the applicant's FICO credit score is low.

What’s your FICO?  Instead of astrological signs and occupations, "single's banter" continues to be FICO’s; because no one wants to get dragged down by someone else's low score!  

The Practical Benefits of a Good FICO Score : Lenders assume that higher FICO'S equate to lower risk; borrowers with higher scores are rewarded with a lower interest rate.

Smart Money's list of major cities ranked top to bottom by credit score:


Okay, misery loves company: The following reflects the range of FICO scores and the percentage of people with that score.

300 - 499     2%
500 - 549     5%
550 - 599     8%
600 - 649     12%
650 - 699     15%
700 - 749     18%
750 - 799     27%
800 - 850     13%

Don't know what your score is?  Order your free annual credit report here