My clients are closing this week - so what is happening?

In the ideal real estate transaction, there our two great Realtors, (one representing the seller and one representing the buyer)  one awesome escrow officer and an amazing lender. 

In my "real transaction": The amazing lender forwarded the loan documents (the buyer's contract with the bank outlining the loan terms) to escrow in plenty of time.  Escrow contacted the buyer; the buyer went to escrow and signed the loan documents.  Escrow packaged the loan documents, had the documents returned to the lender, the lender acknowledged receipt of the loan documents, reviewed the loan documents and "set the file up for funding" (when the bank writes the check).  Recording/closing typically takes place the day following funding.

The buyer and seller have contacted the utility companies and arranged for disconnect and reconnect.  The buyer has conducted their final walk through.  The final few days SHOULD be days where both lender and escrow are working behind the scenes and both buyer and each Realtor are only concerned with packing and the key exchange. 

In my "real transaction" the buyer has completed their change of address with the post office,  both buyer and seller are still packing and the buyer has arranged for their final transfer of funds (down payment & closing costs) to be delivered to escrow.

The final week should be calm, compared to the prior weeks. And hooray! In this transaction "so far, so good".